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  1. Student loans

    Wish it was that easy. Dad is dead and mom works are Roses. Not gonna be much help

  2. Student loans

    That’s not a bad idea. My house is valued at about $110k more than I owe on it. I could also sell my truck for about $14,000 and just drive my old beater Corolla. I just refinanced 2 years ago to drop my PMI insurance though

  3. Student loans

    Hey, if it’s not hard, feel free to help out. Single income house is still an adjustment.

  4. Student loans

    Negative. I think the bankruptcy thing is a no go. It’s not guaranteed that they will cancel your debt. And going to bankruptcy court isn’t free and would probably effect my own credit and finances.

  5. Student loans

    So my wife was never good with money and racked up a fair amount of student loans before we got married. To the tune of 50k. we recently had a kid so she is now a stay at home mom. Which I’m thankful for but puts the weight of paying off her loans on me. Do I have any options besides just...

  6. Going from W2 to 1099

    7-4 My old boss started his own race engine building company. I worked for him for over 10 years.

  7. Going from W2 to 1099

    He isn’t trying to game the system. It’s my old boss and we have been friends/coworkers for over 10 years. He just started the company this year and I will be the only other one working there. Just easier for him to do 1099 starting off. I plan on talking to a financial guy on Friday and...

  8. Going from W2 to 1099

    I have so much to learn. Thanks for all the tips. No start up costs for me. Walking into an existing business that only has the owner as an existing "employee". I considered starting an LLC and him paying the LLC and then the LLC paying me but thats over my head currently.

  9. Going from W2 to 1099

    I don't own the business. I'm working for someone else. What could I write off besides mileage and healthcare? My wife doesn't work if that matters

  10. Going from W2 to 1099

    I'm changing jobs and new job is 1099. What are some tips and tricks for this? I've been W2 since I was 16 and I've never had to deal with this before. I'll be making about 24k more a year with new job. I just plan on taking 30% of my check and putting it in a separate account for tax season??

  11. Refinancing my house questions

    i just went through a refinance about a month ago. Only been in my house for 3 years and was paying PMI every month. Went from 4.25% to 3.25%. Payment dropped about $250 a month. Should break even on the refi cost in about 2 years. Dropped PMI too.

  12. So, this retirement thing

    no. I live within my means. No car payments. $180,000 house. Just don’t make much money

  13. So, this retirement thing

    everyone keeps preaching maxing out 401k and IRA. Who has that much spare money?? I need a new career

  14. 401k-Roth IRA- company doesn't have matching.....????

    I just created an account with Fidelity and set it up. Took about 10 min

  15. 401k-Roth IRA- company doesn't have matching.....????

    Yeah not much left over. I don’t keep up with the Jone’s. $170,000 house and both drive 12 year old cars that are paid for.

  16. 401k-Roth IRA- company doesn't have matching.....????

    no company match here

  17. 401k-Roth IRA- company doesn't have matching.....????

    That’s crazy. You gotta make decent money to be able to do that though. Not 50k a year

  18. 401k-Roth IRA- company doesn't have matching.....????

    What’s a raise and bonus?

  19. 401k-Roth IRA- company doesn't have matching.....????

    I need to find a better paying job. Someone hire me! Doing what you love never pays!

  20. 401k-Roth IRA- company doesn't have matching.....????

    I wish I could come close to maxing them out. I’m a loooonnnngggggg way from that
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