Another Auto Insurance Rant: Prepared for move to the Pasture...

[jhunter]

https://agents.allstate.com/tevis-upton-acworth-ga1.html
Here is my recommendation for a fantastic agent. I have home & auto, great prices and good coverage for me.

 

[outlaw1961]

Every couple years I start shopping for a new company as soon as I notice the premiums start to go up for no reason on my part. I have done this for years and notice by the time I get back to some of the companies I have done business with the quotes are lower because I am considered a new customer even if I was with them years ago. Been with State Farm, Allstate, Progressive, Geico and smaller ones. This time I have been with Progressive and I pay the six month premium. This time is was 55.00 less than the previous six months

 

[cr107]

I work for an insurance company. Rates continue to go up across the board for personal and commercial. You can blame the assholes that cant drive and the lawyers that go for the $1,000,000 settlements over nothing.

 

[jeep78]

Do the online safe driving course. You should be able to find a free one or one real cheap. USAA accepts the online courses and gives you a discount for 3 or 4 years (can't recall). Then just wash, rinse, and repeat when the time is up.

 

[RiverBend]

I don't need no stinking insurance

 

[The Old Jaybird]

"One call, that's all". Ken Nugent and all the other TV ambulance chasing PI lawyers are part of the problem. "Ken got me $700,000 for my claim." Where do you think that money came from??? Not out of thin air, this ain't Washington DC where they can just print more money. It comes from the insurance premiums being paid. The lawyers ain't gonna fix it because they get a third.

I have 40+ years in the insurance regulatory business, be wary with Allstate and Esurance, a sister company, they have very aggressive claims practices.

Look at the news....idiots all over Atlanta, gangs of ATV/motorcycle riders ignoring traffic signals and speed limits, cars ain't no better, 140 mph on 285 and 400. It doesn't matter how safe/good a driver you are if one of these....likely uninsured....idiots runs into you.

 

[tas6691]

My commercial "garage keepers", which insures me to test drive customers cars, goes up 10% to 30% a year. This was a good year, only went up 12%....about $500.....I feel your pain

 

[MrJim]

Every time I want to shop around my wife gets another ticket so I just bend over and keep paying. A few months ago we were in the clear so I called an independent agent and was shocked at what they came back with. Went and talked to my agent with County Financial and they re did the policy saving me about $400 a year. Felt like I won the lottery. But I probably pay about $7k a year to insure 2 houses and 5 vehicles. Its all a racket.

 

[earl777]

I have USAA and it goes up every 6 months. No accidents or tickets. I get quotes from several companies each time and they are always the same or higher.

Eventually I will have to get down to just one old car.

 

[StuP]

I work for an insurance company. Rates continue to go up across the board for personal and commercial. You can blame the assholes that cant drive and the lawyers that go for the $1,000,000 settlements over nothing.

And the uninsured kills us.

Reality check; insurance companies are for profit businesses. They're going to evaluate what they believe their risk is and charge as much as they can get, and pay out as little as possible.

The pain of the claim procedure often correlates to the price. Cheapest quote ? May be the toughest to get $$ out of.

They'll get you on one side or the other.