that "money" in his pocket is an IOU...a note, i.e. with an expiration date in invisible ink
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Anyone watching CD rates closely?
- Thread starter Shey
- Start date
Seriously considering just setting aside the total of our mortgage in a separate money market and draw monthly straight from there. Then live as though debt free but still have the cash just in case.
I understand that but all I know to do is wake up everyday to try to make more of it. For now it’s t does what I need it to do. If I could find a way to make 15-20% I would jump on it. If I could find a way to start a business with it and have that freedom I would invest it there
Synovus was 4.6 12month CD a few weeks ago.
Long Term Certificates Rate Table
Navy Federal Credit Union
| Term | $1K Minimum APY | $20K Minimum APY | $100K Minimum APY |
|---|---|---|---|
| 3 Years | 4.20% | 4.20% | 4.25% |
| 5 Years | 4.00% | 4.00% | 4.05% |
| 7 Years | 4.00% | 4.00% | 4.05% |
Navy Federal Credit Union
Short Term Certificates Rate Table
| Term | $1K Minimum APY | $20K Minimum APY | $100K Minimum APY |
|---|---|---|---|
| 3 Months | 1.25% | 1.25% | 1.30% |
| 6 Months | 0.45% | 0.45% | 0.50% |
| 12 Months | 4.40% | 4.40% | 4.45% |
| 18 Months | 4.50% | 4.50% | 4.55% |
| 24 Months | 4.20% | 4.20% | 4.25% |
March I bonds are 6.89% @ Treasury Direct $10K per year $20K per couple plus up to $5K in paper I bonds each if you are due a refund on Fed tax return, plus you can create custodial accounts in the name of you kids.....plus more loopholes...see your CPA....
GUCU is offering 7 month 5.06%
gucu.org
Certificates of Deposit
Georgia United offers Certificates of Deposit, a savings tool that earns interest regardless of the fluctuating market.
gucu.org
