I used to not care because there wasn't any money in the bank anywayI have a family member who has good credit, little to no debt, and refused to stop using his debit card even after having his checking account cleaned out more than once.
One time he was on a missions trip in eastern Europe and the travel agent he used wiped out his checking account. My wife and I had to support his spouse back home until he returned to the states and he had to borrow money from others on the trip. Once home, it took almost two weeks to get things cleared up, and he had a pile of late fees and overdraft fees on top of everything else that I don’t believe he ever got back.
Still to this day he refuses to stop using his debt card.
Stubborn to the core for no reason.
I don’t get it.
Once you put a little money in there it's like hold the ****ing phone, I ain't swiping something that gives any scammer access to my hard earned money.
Then once I got a card and started getting 5% back on Walmart and Amazon purchases and 1.5 on pretty much everything else I felt like an idiot for not doing it 10 years ago.