Investing, as with many other things in life, revolves around risk tolerance. Everyone has a different spot they're comfortable within. You want to take the safe route, earn your <10% annual ROI and take the crypto version of an ETF play. That's totally fine, but doesn't mean that BTC or other cryptos are poor risks.
I look to ROI of maybe 10% looking back to history. This is not my current number. I say 2% going forward 10 years.
The Fed has energized many investments with their current policies. It is obvious that stocks, bonds, homes, farm land, the crypto-markets are not going to repeat the current trends. The easy returns has already been made.
The Bitcoin is just an investment. The big hedge funds trade it. I am just a small guy that has been around the markets for a long time.