I have a grey ghost minimalist plate carrier with good steel plates. I don't carry it anywhere but do have it in a bag with other gear if I felt I was going to travel to a bad area or into a dicey situation. Not comfortable leaving that type of gear in my jeep. Even with a hard top it's not the most secure vehicle and difficult to hide gear in besides what I already have in it. At home I can be in my armor, chest rig and have my long gun in seconds.