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I always have cash, but it is for guns. Most everything else goes on Amex.
I get on to the "kids" at work all the time for this. Come to the office to work a 12 hour shift w/o a dime in their pocket. "I can cash app you". No you can't!!!
I only do PayPal...Cashapp, zelle, venmo, paypal, makes no difference to me.