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I would be deeply cautious about any CCW insurance schemes. There are lots and lots of issues with anything that bills itself as self-defense 'insurance'.
The best overview I've heard about these is from SD attorney Andrew Branca. He is a board member of ACLDN, but he gives a good, unbiased review on the reasons why CCW 'insurance' is a problem in one of his podcasts. Go to http://lawofselfdefense.com/podcasts/ and then go to podcast #3.
That same podcast also has an interesting discussion of different 'SYG' laws and what's actually important about them (you'll be surprised).
BTW, if you have a permit, you should be listening to this guy's podcasts, and probably buying his book as well... Could keep you out of jail if you ever have an incident.
Just listen to Pod#3 great information thanks for thisI would be deeply cautious about any CCW insurance schemes. There are lots and lots of issues with anything that bills itself as self-defense 'insurance'.
The best overview I've heard about these is from SD attorney Andrew Branca. He is a board member of ACLDN, but he gives a good, unbiased review on the reasons why CCW 'insurance' is a problem in one of his podcasts. Go to http://lawofselfdefense.com/podcasts/ and then go to podcast #3.
That same podcast also has an interesting discussion of different 'SYG' laws and what's actually important about them (you'll be surprised).
BTW, if you have a permit, you should be listening to this guy's podcasts, and probably buying his book as well... Could keep you out of jail if you ever have an incident.
I would recommend against it. Keep a good defense lawyer's number in your wallet or phone and save the money.
If you are in a situation where you must defend yourself from criminal prosecution you will want a local attorney who is paid well. If your attorney is underpaid they have every incentive to plea the case and get out, even if it is a raw deal ($125 a year is grossly underpaid in the scheme of a $100,000 self defense case). It is unfortunately the way the world works. You don't get paid you don't want to work hard.
A quality, local attorney will do good work because he has a reputation to uphold. The last thing you want when your freedom is on the line is a lawyer who isn't in the game.
Local attorneys know the judges and the district attorneys. Additionally, those "insurance companies" have a lot of caveats in their contracts, such as they won't file a motion to suppress or take the case to trial.
Take my advice with a grain of salt, if you wish, because I am a criminal defense attorney.
I would recommend against it. Keep a good defense lawyer's number in your wallet or phone and save the money.
If you are in a situation where you must defend yourself from criminal prosecution you will want a local attorney who is paid well. If your attorney is underpaid they have every incentive to plea the case and get out, even if it is a raw deal ($125 a year is grossly underpaid in the scheme of a $100,000 self defense case). It is unfortunately the way the world works. You don't get paid you don't want to work hard.
A quality, local attorney will do good work because he has a reputation to uphold. The last thing you want when your freedom is on the line is a lawyer who isn't in the game.
Local attorneys know the judges and the district attorneys. Additionally, those "insurance companies" have a lot of caveats in their contracts, such as they won't file a motion to suppress or take the case to trial.
Take my advice with a grain of salt, if you wish, because I am a criminal defense attorney.