Most teams fall into this trap. It’s one of the reasons the idea of making a run at the super bowl with a QB on his rookie contract is such a popular notion. The Seahawks formula. As soon as Russel Wilson got paid talent left the team at other positions and they’ve never been dominant again.
Regarding Matt Ryan and his contract....
He signed a 5 year, $150 million contract extension in May 2018. He got $94.5 million fully guaranteed at signing - made up of his 2018, 2019, and 2020 base salaries plus a $46.5 million signing bonus and $10 million option bonus. Plus $5.5 million of his 2021 salary is guaranteed for injury and becomes fully guaranteed on the 3rd day of the 2019 league year. He will earn $7.5 million in roster bonuses in 2022 and 2023 provided he is on the roster on the 3rd day of the respective league year. The extension lowers Ryan's 2018 cap charge by $3.95 million.
Got all that...?