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How would you spend or invest in 2020?

Late to the party but I would just add; Precious metals are a hedge against inflation and for SHTF (make sure you possess physical) and while they should be a part of a strong portfolio, should never really be thought of as an investment with a strong return unless you get really really really lucky on timing and something blows up, like when silver hit 48 in 2011, but you missed that boat. Gold in 2011, Platinum in 2008 and 2011 , and Palladium is taking off right now. Oh, you also missed the bitcoin bubble.

Start young, stay committed, stay out of debt.
 
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