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Just paid off and cancelled my Citi card

Thanks for the heads up, I to will be cancelling mine! I have already cancelled my First Bank credit card after they cut ties with the NRA and now it's Citi bank's turn. I guess I will have to talk to my local Credit Union about getting a card through them.
 
Just a heads up, cancelling a cc does negatively impact your credit score so if you are considering financing something do it before cancelling the card.
I agree...

Fellas...best thing to do...pay it off...keep it open. spend a $1 every 6 months. buy a pack of cigs every 6 months or what not. Make they service the account, mail you a paper statement.
 
Just a heads up, cancelling a cc does negatively impact your credit score so if you are considering financing something do it before cancelling the card.
I disagree, when I bought my 3rd house (while owning 2 others) I had to pay off and cancel a couple of credit cards first to get financing. The more open lines of credit the more risk. Last time I purchased a new vehicle my FICA score was 844, and that was after cancelling some credit cards, so I'm not sure how cancelling a credit card will hurt you. Now opening several new ones can lower your score, but closing old ones is unlikely.
 
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