The only thing I load for is accuracy. I will say that in my experience if I follow a good process of load development I can get much more accurate results from rifles. I have turned many 1.5 MOA rifles into 0.5 MOA rifles by finding the right load combination for them. A notable exception to this seems to be .223/5.56. I can typically find very accurate factory loads for the 223 and it's cheap so I don't load that round.
If I don't save 30% over factory prices it just doesn't make sense except for accuracy and consistancy. Unfortunately 400 yards is as far as I have to shoot, and with service rifle I can't tell much difference.