I don't want to start out with the cheapest platform. Hence the reason why I ask in the initial post are they even worth the metal that's in them. I originally thought 600 to 700 would make a decent start but I am coming to realize that might not be the case. Anything mechanical fascinates me and I want to learn and build on it. I am going raise my initial starting point and buy a older well kept rifle that could benefit from upgrades. I can find something. This is more about learning and getting into bolt guns to expand on what I have already learned about guns.
If that's your objective and you're not super-concerned about the chambering, then while I'm a strong advocate for the Ruger American, I'm gonna change tack and say you should maybe look for a used, older Remington 700. The aftermarket upgrade opportunities for tinkering etc are endless.