It's only fair and it's the job of governments to protect those who can't protect themselves. It's further proof that systemic racism in America results in a certain class of people having the good fortune and privilege of saving some of their unneeded money for retirement while others cannot. It should be the primary focus of our leaders to tax 401ks and redistribute those monies to folks who haven't a 401k so each and every American can enjoy a fruitful and peaceful retirement free from worry.