I’ve seen a few bad lever induced NDs on reloads but that’s just my experience watching people use them. If you’re aware the risk is there and have another use for them, you know your gun better than I do!Mine is a GP/SHTF rifle. If Red Dawn (or whatever SHTF scenario) happens tomorrow and I had to disappear into the forest, this is the rifle I would take with me, assuming I could get to it in time - if not I guess I'm fighting "WW3" with a G19...
There are also a few cases where I would use it for home or (more accurately) yard defense, because I live on a few acres and, I may have to take anywhere from an 80 to a 200+ yard shot to stop someone from kidnapping or killing a family member - as one example.
Why do you hate BAD Levers? I know they look kinda lame but, I like having the ability to lock the bolt back without taking my hand off the fire controls (to clear malfunctions in case the need arises), it's way faster. It's slightly faster to release the bolt for reloads too but, that's not why I use one; and I've got way too many reps on the traditional reload to bother with retraining a new reload technique. In either case, I don't see any big safety issues because I don't put my finger in the trigger guard when I'm using the lever, it stays straight along the receiver whether I use it to lock the bolt back or, release it and, in my main use case (locking the bolt back), my finger is moving up and away from the trigger - which is most likely a dead trigger at this point anyway so, the likelihood of having an ND is essentially non-existent.