truck is totaled, her insurance has a bad rep, do I lawyer up?

[SOLGardener]

My Taco is a mess and the front of the frame is way bent up. The lady that turned in front of me, failing to yield at an intersection has some tiny insurance company with a reputation for dragging out claims. do I get a lawyer and let them handle it?

 

[WC1911guy]

Contact your insurance and let them battle for you.

 

[Alaskan]

Tell your insurance company everything and follow their advice on it. If they don't have it handled in a day or two, then seek out a lawyer. My insurance handled the legal stuff for me, paid for my repairs and went after the other party/insurance company. That's what we pay them to do!

 

[Captain Kaboom]

Use yours to recover your total loss vehicle if their insurance company doesn't offer fair market value. Your insurance company will go after them.

Contact your insurance and let them battle for you.

This.

 

[SOLGardener]

Thing is, the truck has around $25K of aftermarket items on it. All were itemized under my policy.

I contacted mine and am waiting on a call from the adjuster. With her company I got voicemail.

Cop at the scene said she would be listed as "at fault" but the police report doesn't indication any citation. She was taken away in an ambulance. There were three witnesses that the officer spoke to. two told me that they saw it and that it was clear she was at fault, the other I heard him tell the officer the same thing, but there is no mention of them in the report.

 

[Spacelord]

Did she get a citation ?

 

[XSmojo]

Thing is, the truck has around $25K of aftermarket items on it. All were itemized under my policy.

I contacted mine and am waiting on a call from the adjuster. With her company I got voicemail.

Cop at the scene said she would be listed as "at fault" but the police report doesn't indication any citation. She was taken away in an ambulance. There were three witnesses that the officer spoke to. two told me that they saw it and that it was clear she was at fault, the other I heard him tell the officer the same thing, but there is no mention of them in the report.

Does not matter if she was cited. Your insurance will handle it with hers using whatever rules they use, which is separate from citations and the State vs either of you. Your insurance may end up covering it and then going after hers. That happened to me in a deal like this.

 

[Captain Kaboom]

Thing is, the truck has around $25K of aftermarket items on it. All were itemized under my policy.

I contacted mine and am waiting on a call from the adjuster. With her company I got voicemail.

Cop at the scene said she would be listed as "at fault" but the police report doesn't indication any citation. She was taken away in an ambulance. There were three witnesses that the officer spoke to. two told me that they saw it and that it was clear she was at fault, the other I heard him tell the officer the same thing, but there is no mention of them in the report.

All the more reason to use yours.

 

[Bypass]

Contact your insurance and let them battle for you.

This.

 

[SOLGardener]

Thanks guys. Just waiting on a call from my insurance adjuster. I had the truck towed to my house, so there are no storage fees.