Last time i looked into becoming a member there was a about a 1.5yrs ago and they had a pretty long waiting list, plus you had to be voted it. Ontop of that it was $1200(I think) a year with a one time start up of $1000. Imo its probably extremely worth i!
I also was looking at River bend but was intimidated with the 2 signatures. Just wasn't sure how i'd get the approval! Good to know everyone seems so welcoming about it!