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  1. What happened to CD rates?

    I consider CD's to be a form of a savings account, not really investing. Savings rates have been in the crapper since the financial crash. Prior to that I remember ING had an online-only savings account that gave 5.5%. Keep in mind, the average rate of inflation is around 2% per year. Anything...

  2. Can someone here use Ga. redneck lingo to explain options trading to me?

    All, options are not the devil that a lot of people think they are. Yes, if you don't understand them and don't know what you're doing, try to gamble them, or heavily over-leverage yourself, they can drain your account faster than you can blink. This is the case with any leveraged financial...

  3. Can someone here use Ga. redneck lingo to explain options trading to me?

    Oh man...ETF's. Mutual funds have too high of expense ratios. And ETF's can be traded freely like a stock. I'm not suggesting you trade. I'm just saying that ETF's are WAY better than MF's and they are portfolios one and the same. Stick with ETF's.

  4. Can someone here use Ga. redneck lingo to explain options trading to me?

    Well this is one way to look at it

  5. Can someone here use Ga. redneck lingo to explain options trading to me?

    It's only gambling if you use it as gambling. I use a LOT of options and use them heavily as hedges. It's been an absolutely wonderful system for me. And yes, I'm consistently profitable. Even being patient during the horrific COVID crash in the market.
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