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  1. Mortgage gurus talk to me

    The extra $100k down might give you a better rate, it should. If so, that is a plus. Do you have somewhere you can put the $100K that would benefit you more that the rate you will be paying on the mortgage? If your mortgage rate will be 6%, you would have to make more than 6% on the $100K to...

  2. Savings bonds ?

    Dump the bonds, put the money into a growth fund mutual funds account. I am not sure if you can open a Roth IRA for a child, but if you can do that. Keep adding to it every year for them until they can take it over.

  3. IRA's for Young People

    ROTH is the only smart way to go. Hands down. Traditional IRS builds and you have to pay income tax on the money when you use it. Roth builds and is TAX Exempt when you draw it out. Wallacem in Ga

  4. buy a house now or wait a few years?

    Interest rates are more important than sales price. Get the best possible interest rate and buy now. Don't look back. Wallacem. Retired mortgage banker
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