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My Mahindra 2540 is 4 wheel drive and constantly spinning all 4 tires Have gotten it stuck several times in the mushy front yard. Thankfully, daddy taught me how to unstick a stuck tractor using the front end loader years ago. I can't image the tractor being very useful as a 2 wheel drive?
Been using 2 wheel drive tractors for more than 30 years. Pull plows, hay balers, hay rakes, move hay, hay mowers, bushhogs, run post hole diggers, skid logs, and pull scrapers. Have NEVER been in a situation needing 4 wheel drive.
That’s a good plan,as you have already seen they’re hard to find and when a good one does come up for sale it doesn’t last long.
Good deal on a Mahindra listed in the vehicle forum that you might want to check out.
But, the one thing that I see missing from your list: front end loader work. That is what I use mine for 98% of the time. Moving wood chips, mucking cow pens, pushing up trees, etc. But, you are correct, I haven't needed or used 4 wheel drive once while bush hogging.
When I need a loader, I use a real one, not a toy. A Cat 977L is a loader. A tractor is just that, a tractor, not a loader.