I'd stick it in an ETF (exchange traded fund) that tracks the S&P 500 - I invest in SPY. A Roth IRA is probably best, but an IRA would work as well.
Since you're starting late the key is saving as much as you can. Since you're starting with nothing at 47 a good target would be 20% of your...
If you're looking for a new hobby, I'd say to buy what you like. At 3-4 oz/month your shipping expenses will make it harder if you want to make money, but that may be easier if you have a good local source.
Your bank may have an investment option. Mine does, and it's easy to transfer funds over from a checking account online. You might also look at a Roth IRA for them - it can also be used to pay for school, buy a house, and offers more flexibility. I think S&P 500 ETFs (exchange traded funds)...
Any good places to buy silver rounds on the north side of the perimeter? I've thought about buying a few, but online seems too expensive with their markups.
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