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  1. I have 10.000 to invest

    I agree with the logic. However, The markets seem to be at a high currently, I don’t believe it is the right time to purchase an ETF that is diversified to represent the market. Wait for that correction then be ready to buy. JMO
  2. Mortgage people - whats the deal with these new mortgage insurance rules and offers??

    Agreed, Quicken was top notch. I made a call on the way to Florida for vacation. 3-4 phone calls, and a few e-signs later I was scheduled to close with an attorney upon returning home. Locked in 2.25% for 15 years
  3. I have 10.000 to invest

    Agreed! Especially being election year there is a lot of uncertainty right now.
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