Stick with a 30 year note! You can always turn a 30 year into a 5,10,15 or whatever. But you can never turn a 15 year note into a 30 year note. As far as the mysterious 2months free, it's not free,and it will cost you dearly over the length of the loan. Basically the 2 months added to the end of...
I've seen several valuable opinions here on the subject of 15yr notes vs 30 year notes. My opinion is use the 30yr note, why you ask? A wise old banker told me once always get a 30 yr note. He said you can always pay it off early and make it a 5yr, 10yr, 15yr, or whatever you want. But you cant...
I'm in for the results!
My prediction is:
1- knives, nothing pays like a little work! profits are high compared to the other two, but you have overhead and risk
2-Duke for dividends with some risk and no work
3-Tbills for almost no risk but low returns and no work
lets see how this prediction falls