I moved quite a bit into CDs late last year as soon as the interest rates came up and will roll if same or better rates at term.
Prior to that I recall CD rates being **** so I didn't want to tie my money up for such low interest so I too kept it safe and available in savings but with very...
I ponder the same but more along the lines of will I be alive to enjoy the 40+ years of saving.
Sucks to think wife and her future boyfriend(s) will benefit at my expense if I don't make it.
OP what did you end up getting?
Refinancing my mortgage was the single best thing I ever did house related.
We did it at the 10yr mark of a 30yr.
Refied for 10 (to make it a 20) and went from 5.75% to 2.85%.
House is payed off now and we saved mega money.