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  1. What are you buying on sale?

    You mean like googling tickers all day and following every thread on StockTwits? Been there, done that, and he's right. But I also have an addictive personality.

  2. What are you buying on sale?

    I lost almost the whole $10K I was playing with. Now...I actually would have made money on almost every single pick...but I'm very good at buying something right before it drops and selling something right before it takes off. I didn't stick to my plan. My plan was to mainly buy and hold...

  3. When did you/do you plan to take SS?

    The only .gov employees that don't pay into SS are the ones under the old CSRS system, (enrollment into CSRS ended in 1983) but they get paid 85% of their salary after 30 years of service IIRC. It's a better system than FERS in most cases. Everyone under FERS pays into SS.

  4. When did you/do you plan to take SS?

    This is what I'm thinking about doing as well...plans may change by then, I still have 11 years to go. It would benefit me to hang in there until I'm 62 and then retire, but I just really don't WANT to have to do that

  5. Refinancing my house questions

    Can you give me the name of the lender? PM if you like. Thanks man!

  6. Refinancing my house questions

    If you can refinance to a 15 year note, the interest rate is usually better.

  7. Tesla, Amazon & Google...Buy these stocks and here is why...

    Wish I would have held. My plan was to buy back in when it fell to $400 again. Well, that never happened lol

  8. Tesla, Amazon & Google...Buy these stocks and here is why...

    TLDR. I will say I bought 9 shares of TSLA earlier this year @$630/per and it immediately fell to $375 at which point I felt really ticked. Waited it out and sold @$748 and thought I scored big time. Bought other stocks and am still currently in the red bc I stuck at this. Have made money on...

  9. DJIA

    Bingo on everything you said, especially the bold lol...I've been watching it and I thought Friday was the big drop and this week would be neutral or recovery...blindsided by today lol

  10. DJIA

    I think you're right about the buying opportunities. I wish my funds were freed up right now, but I'm probably 2 weeks out from having anything substantial to play with. But I can move my retirement plan money around, so I requested a move, it just won't occur until tomorrow so there's no way...

  11. DJIA

    We gonna see another dip tomorrow or do you think we'll see a partial recovery? I'm thinking another dip but I always seem to guess wrong lol

  12. How would you spend or invest in 2020?

    The high dividend funds...can you tell me/us more? You can PM if you'd like. TIA!

  13. So how did your investments do in 2019

    Mine was 29% as well.

  14. Do you think a recession is coming around the corner?

    Republicans, Democrats...doesn't matter. The BIG, BIG picture is the National Debt. We can't pay off the interest alone, no matter who we have in office. For the immediate time being, I agree with the poster above and for that, I am thankful.

  15. Mortgage rates close to record low

    LMFAO! What a trainwreck.

  16. Do you think a recession is coming around the corner?

    https://www.macrotrends.net/1319/dow-jones-100-year-historical-chart

  17. Do you think a recession is coming around the corner?

    They've been saying we are headed into a recession for the last several years. I remember one time they were talking about how bad September was going to be and how September is typically the worst month for stocks. And then September came and went and it was a great month. A recession is...

  18. 401k-Roth IRA- company doesn't have matching.....????

    Nevermind I figured out the missing word lol. The limit is different for the ROTH.

  19. 401k-Roth IRA- company doesn't have matching.....????

    Not sure what you're saying but if you can only do one or the other, get the matching first!

  20. 401k-Roth IRA- company doesn't have matching.....????

    This is interesting. Required Minimum Distributions Once you reach age 70½, you will be required to take a minimum distribution from a traditional IRA. The IRS has very specific rules about how much you must withdraw each year. This is called the required minimum distribution (RMD). If you fail...
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