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  1. IUL Insurance...

    Good advice! I would add to check out the rating of the company. I think A++ by AM Best. Want to make sure that company will be solvent long term.

  2. Swiss Bank Acount

    Yeah... Never trust an attorney with gold bars.....

  3. Don't Panic!

    Yep. I took macro economics in 89 or 90.... Back then they would tell you all kinds of stuff about how the stock market represented the health of the economy and all... None of that is true anymore. I read somewhere that almost 90% of all trades are automated now. No human intervention...

  4. Don't Panic!

    The market now is a very different beast from 15 or 20 years ago. Much of it's behavior is tied to what a bunch of trading programs are set to do..... Most of those programs place very short-term bets with huge money... We are talking in and out in milliseconds many times. It's no longer...

  5. Don't Panic!

    With all the stories floating around, I have more than a couple of friends hearing "worst december since the great depression" and blah and such and so..... Total BS. Point drops mean nothing. Percentage drops are what matter. As such, this is nowhere near as bad as the great depression...

  6. Swiss Bank Acount

    There is no privacy anywhere anymore. If it's electronic, the 3 letter agencies can find out.

  7. Anyone thinking about buying Ford

    Yes. In my opinion, a very poorly-run company. Lots of banjo-eyed daydreamers throwing money at something financially impossible. I like the idea of electrics, but tesla has dug itself one hell of a financial hole. They are unlikely to survive... Numbers are not fake news..... Just...

  8. IUL Insurance...

    Universal Life is a total scam. Buy term
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