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  1. Odds of me seeing my 401k

    Unless Jesus returns and collects you unto Himself, you will see it.

  2. 401k-Roth IRA- company doesn't have matching.....????

    As you know, You can pull ROTH money at retirement tax free; whereas, you will pay income taxes on your distributions from a 401K. That is a huge benefit to a ROTH (IRA). That said, you can only invest $5500/yr in a Roth IRA so maximize this option. Any retirement money left over after your...

  3. 401k-Roth IRA- company doesn't have matching.....????

    I’m sure someone has said this, but I will anyway... Max out your ROTH first and fund 401K with monies left over if any.

  4. Payoff the Mortgage or Invest?

    Where did you get the HELOC? Dang!

  5. Payoff the Mortgage or Invest?

    It’s all about cash flow. I’ve wrestled with the same question even to the extent of using a HELOC. As I see it, balance is key so I do both. I invest and I pay extra on my mortgage as my cash flow allows. A few things to remember for you and our ODT family: A loan of 4.5% is among the best...
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