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  1. Auto Insurance Rates going up?

    Every company has a re-inspection program. We are required to send out a letter informing the customer that they will be inspected but many times it is filed in the trash as junk mail. The programs & inspection procedures aren't perfect but I lost a piece of business due to a re-inspection and...

  2. Auto Insurance Rates going up?

    A partial list: * Pay for your insurance with a bad check right before your birthday. * Stop paying your monthly bill. * If you're using a monthly draft on a debit/credit card, you get a new card & don't notify your insurance company. * Let somebody you know has a suspended license drive your...

  3. Auto Insurance Rates going up?

    The property damage limit is where I look first. I see a lot of people with $100k UPD limits driving $5000 cars. Why not drop it to $25k? Not a huge savings there but all the little things add up. For what it's worth, I don't have uninsured motorist coverage on any of my personal vehicles...

  4. Auto Insurance Rates going up?

    State Farm Agent here. Yes auto and home rates have continually increased lately. Increased frequency and severity of claims is the main culprit. I recommend: 1) Review your home's coverage amount and deductible with your agent each year. Note - market value and replacement cost are NOT...
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