man when i was in college had no dependants or a house and single i got it hard. i payed like 12k. then my interest rate and the amount i owe on my house isnt high enough for me to use. what really pisses me off is property taxes. I live in city limits and have like no land. My taxes were about 1300 bucks where as if I moved to a farm about 10 miles away and bought a few cows I could have 50ish acres for less. I still have to take the standard deduction... i need some kids.