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Fraudulent card charges

I bet 7 or 8 have been people trying to sneak in phone apps. 1.99 here and there hoping I won't catch the charges.
Several years ago it was NetFlix rentals. One rental, then another, then a big purchase from somewhere.

Then it went to grocery stores, a $20-30 purchase, then a $100, then they went to a big box store for the flat screen TV.

Ten + years ago I had to get new cards from our CU twice in about two years.

USAA will call you if they see some crazy purchases in a place outside your "normal" range.
 
4 thru 6 years ago I went thru 12 prepaid debit cards with PNC . Lots of fraudulent charges , had a card reissued and had fraudulent charges on it BEFORE I even got it ! Half the charges were from internal thieves . They were deducting money . They had VERY weak security ! Was constantly getting in to my account and changing my settings to theirs . I don’t use anything except a prepaid debit card for online purchases . With a lot better bank now .
 
It's very simple,,, QUIT USING YOUR DEBIT CARD:nono: I never use them and I took my wife card from here, Put alerts on every card you have
 
We keep our credit history/reports frozen. Had some person in south Atlanta use it to apply to an online college in New Jersey and get two college debit cards with $4 grand on each.

I check our credit reports regularly and found it in our credit history. It took six months to fix it. An effing nightmare. We just keep our credit frozen now.
 
I hardly ever use my debt card.

I always use a CC and pay everything off. That way when things like this happen it aint my money I'm trying to get back.

On firearm purchases and large ticket items I use a prepaid card so my checking accounts are not at risk. They timed it just right this time. As soon as I added the funds they hit. It only cost 2 bucks per purchase to use it but the major card companies won't be tracking where and what I am spending it on. I always take the money out of the bank load the card and make the purchase forthwith. I just feel more comfortable that way. Gives me a little peace of mind. Well! It did.
 
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