WOW. Good adviseOlder people especially will pay a bill without looking at the EOB, explanation of benefits.
I know T The Old Jaybird and I have been on opposite sides of the billing arguments, but we both find “balance billing” and fishing repugnant.
I know, for a fact that when I worked for a big gastroenterologist “corporation “ (they were #1 a business and #2 a healthcare provider), that they billed astronomical charges for the anesthesia I provided, but paid me a whole lot less! In essence, if one person paid what was charged, the company covered my salary for a day. And I was doing 12-20 anesthetics a day.
A patient’s insurance would be billed, often a four digit amount, the insurance would agree to pay the accepted rate of a few to several three digits, and then the company would send out a “bill” showing that the insurance company didn’t pay the total “charges”.
It looked like the patient needed to pay the difference, but upon closer examination, somewhere in the micetype it would say “this is not a bill”.
And yet, people, especially the elderly , would pay it.
Unethical and now mostly illegal.
I don’t work there anymore.
On the other hand, Medicare and Medicaid don’t pay enough to cover actual costs, and worker’s compensation pays way more than most private insurance. Figure that one out.
Always, always read the “bill” which is usually an EOB.