Home Equity loan, Line of credit or other alternate sources?

[Trailrider]

In this market not many buyers will care about the carpet.

Some friends just won a house bid yesterday. I say a bid because they had to offer $25K over asking price to get it. This market is insane.

No kidding. Last December my coworker listed his house, no upgrades or anything, and it sold in less than a week. I hope it's the same when I put mine on the market at the end of the year.

 

[gh1950]

A re-fi will be the cheapest in terms of costs and interest. Especially if you are going to sell short term.

I've seen a lot of disasters come from HELOCs. Short of a kidney transplant, I would avoid those at all costs.