I'm not a big fan of layaway on either the consumer or retailer side.
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Not enough margin in a can to do that. Secondly most small shops will need the money to replace the one sold. Bottom line is you own it when you buy it. You just can't take it home. It sucks but is what it is. I have seen larger shops do 30 - 60 day lay away but won't submit paper work until paid in full and charge a 100.00 fee if you fail to honor the layaway terms.