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  1. Real Estate - Flip vs Renting

    LOL! That what he gets for subjecting the neighbors to a Section 8 voucher holder.
  2.

    How we think about money

    Younger folks or the undisciplined rarely calculate the total cost of ownership otherwise they'd never buy some of the vehicles they do.
  3.

    How we think about money

    I don't disagree with your point here. My point is no one is loaning money without the "cost" (interest) of the amount being built in somewhere. Otherwise, gun dealers would be offering zero percent financing on expensive firearms in order to boost sales. Lowes, Home Depot, Costco, etc., shop...
  4.

    How we think about money

    I'm not hung up on it man, it's just an example. Nobody is loaning money to anyone at zero percent interest on a steadily depreciating asset like a washing machine or car. The cost of the money is built into the sales agreement whether in price or fees. I guarantee you. It just doesn't make...
  5.

    How we think about money

    I'm smart enough to not loan money at zero percent interest and I don't expect any company or bank is going to be so altruistic either. You may think you've secured a 0% int loan but you are absolutely paying for the 'cost' of that money somewhere in your agreement, I guarantee you. The GM @...
  6.

    How we think about money

    If you believe that GM is "loaning" you $50,000 at no interest, without baking that cost into the price/fees, so you can buy a vehicle, you should write to and send your X-mas list to: Santa Claus, c/o North Pole, Magic Land, USA. Nobody is loaning money in this or any other economy, at zero...
  7.

    How we think about money

    You right. There is no such thing as zero percent interest. Especially in an economy with run away inflation. Save and pay cash for stuff, AFTER you pay yourself (save) about 20 - 30% of after tax income.
  8.

    Death to the dollar

    But...but....we still gits our bennies, right?
  9.

    Thinking about buying a pallet of 12/2 Romex

    I just threw out a couple hundred feet of old Romex. Maybe I should have flipped it.
  10.

    Thinking about buying a pallet of 12/2 Romex

    Maybe I should buy my wire for the other two projects now.
  11.

    Thinking about buying a pallet of 12/2 Romex

    WHAT ABOUT THE PLANET?!?!?!? DON'T YOU WORSHIP THE PLANET?!?!?!?!? AND SCIENCE?!?!?!!?
  12.

    Thinking about buying a pallet of 12/2 Romex

    I just pulled (with help) new wiring on two ranges. ALL electrical supplies have gone through the roof.

  13. Bitcoin up 7k this week..almost 3k today😳

    It's weird. I remember the Tee Shirt vendor at the Jonesboro Rd gun show in 2011 selling "It takes a good guy with a gun to stop a bad guy with a gun" tee shirts for $18 USD or 4 bitcoins. I toyed with the idea of buying a few hundred dollars' worth at that time but then lost interest. Damn...

  14. Dont tell me its not exciting to watch...

    Touché. I wish I'd bought a million of them.

  15. Dont tell me its not exciting to watch...

  16. What’s considered a high deductible health plan for tax purposes

    From what I read it's non-taxable, information only. Your employer may or may not be required to supply this information on your W2 according to the ACA.

  17. Rivian stock

    The hammer comment was illustrative. Jumbo mortgages are over 6% now for Dec 2022. That's expensive money and it's going to get more expensiver.

  18. Rivian stock

    You may want to do some reading on how interest rates effect mortgage affordability and home starts since that's the business you are in. The hammers will stop pounding shortly.
  19.

    Crypto FTX Collapse

    What are the Vegas odds makers saying his life expectancy is?

  20. Official ODT Silver Thread

    Smokin' crack yo.
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