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Another Auto Insurance Rant: Prepared for move to the Pasture...

GodBlessTheUSA

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To follow up on a previous thread (@palmettomoon) about the ridiculousness of auto insurance:

Just got my online bill for July - December. It included a note that "this premium" has "increased" due to a "state" issue. I looked back to the last six-months' bill and noticed I've just been taken for another $50. And the six months before that was another $40 or so. In one year, they've jacked up the price of insurance, by almost $100, on two vehicles, both of which are 12 years old or more. No tickets, no accidents, two adult drivers.

I have USAA, and I have had them since I was 16 and on my parent's policy. On my own since 18 or 19 and in college. I've only skipped out on them once in those 30+ years, and I've always appreciated their customer service. So I called USAA.

Bottom line: because GEORGIA (as in the entire state) has shown an increased frequency in the number of auto accidents and an increase in the amount of money to repair every accident, everyone in Georgia will see an increase per USAA.

I asked the obvious question, do you look at zip-codes? Do you look at MY history? Why am I expected to pay more because the idiots in Atlanta can't drive worth #$@! ? I may drive 40 minutes to work and see 40 vehicles. If I worked inside the loop I'd drive an hour to go ten miles and see hundreds of cars.

I received, and listened to, the insurance customer service rep's written spiel (corrected) about rising costs, remaining solvent, etc. I was polite, but am very, very disappointed. My cars are getting older and my insurance keeps going up. Anyone else see a problem with that?

Lord, it's like health insurance. Only in Georgia you have to have auto insurance. My only way to "lower" my insurance is to get another "discount" by taking a defensive driver's course. Yeah, been driving for 30 years and I'm going to take a "defensive driver's course". Will the Porsche Driving Experience count?

Rant over. Just peeved and realized that I don't know how to spell "Speel" correctly. Is it "Speal"? ADDENDUM: Thank you for the spell check. I shoulda' / coulda' looked, but I was too ticked.

Rant over. Happy Friday! And my God continue to Bless America!
 
To follow up on a previous thread (@palmettomoon) about the ridiculousness of auto insurance:

Just got my online bill for July - December. It included a note that "this premium" has "increased" due to a "state" issue. I looked back to the last six-months' bill and noticed I've just been taken for another $50. And the six months before that was another $40 or so. In one year, they've jacked up the price of insurance, by almost $100, on two vehicles, both of which are 12 years old or more. No tickets, no accidents, two adult drivers.

I have USAA, and I have had them since I was 16 and on my parent's policy. On my own since 18 or 19 and in college. I've only skipped out on them once in those 30+ years, and I've always appreciated their customer service. So I called USAA.

Bottom line: because GEORGIA (as in the entire state) has shown an increased frequency in the number of auto accidents and an increase in the amount of money to repair every accident, everyone in Georgia will see an increase per USAA.

I asked the obvious question, do you look at zip-codes? Do you look at MY history? Why am I expected to pay more because the idiots in Atlanta can't drive worth #$@! ? I may drive 40 minutes to work and see 40 vehicles. If I worked inside the loop I'd drive an hour to go ten miles and see hundreds of cars.

I received, and listened to, the insurance customer service rep's written speel about rising costs, remaining solvent, etc. I was polite, but am very, very disappointed. My cars are getting older and my insurance keeps going up. Anyone else see a problem with that?

Lord, it's like health insurance. Only in Georgia you have to have auto insurance. My only way to "lower" my insurance is to get another "discount" by taking a defensive driver's course. Yeah, been driving for 30 years and I'm going to take a "defensive driver's course". Will the Porsche Driving Experience count?

Rant over. Just peeved and realized that I don't know how to spell "Speel" correctly. Is it "Speal"?

Rant over. Happy Friday! And my God continue to Bless America!
LOL!!!! “ will the Porsche driving experience work?” I died laughing at this
 
Mine went up $1000 a year when I moved from 30101 (Acworth) to 30310 (Atlanta), the insurance agent explained to me Atlanta has more car theft than Acworth and their exposure had changed....
 
I was in the same boat, Auto Owners kept creeping up around $50 every 6 months over the past three years. The reason I was given was all the recent storms were driving up insurance cost. I use an insurance broker instead of calling individual companies for quotes, so they went looking and got me a comparable policy with Progressive about $200 bucks cheaper.
 
Loyalty, being with an insurance company for a long time, just means they can charge you more and bet you won't leave.

I was with State Farm a long time, was getting absolutely screwed on price, and switched to Alfa for something like a 40% savings. I will be ready to do it again and switch to another company if and when Alfa starts getting unreasonable on price and I find a better deal.
 
Lord, it's like health insurance. Only in Georgia you have to have auto insurance. My only way to "lower" my insurance is to get another "discount" by taking a defensive driver's course. Yeah, been driving for 30 years and I'm going to take a "defensive driver's course". Will the Porsche Driving Experience count?

Rant over. Just peeved and realized that I don't know how to spell "Speel" correctly. Is it "Speal"?

Rant over. Happy Friday! And my God continue to Bless America!

The online DD course wife and I took for insurance a couple months back was really short. They sent me a specific login to use for it and it'll save us couple hundred bucks a year.
 
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