Dang our power has gone out several times over the past few years and cost us a lot of money. I never thought of it being something you could claim.Cincinnati insurance if you can get it. They usually only work through a broker, we bundled our home and auto with them and they were 800.oo cheaper per year than the next closest one with better deductibles, car rental terms, free glass coverage, and 250 grocery coverage when the power goes out (home insurance) that won't affect your rate. We lost it because I got a ticket, wife had a wreck, and wife ran a stop sign. I'm going to try and get them again this year if I can.