Whether I carry openly or concealed is usually dictated to me by the weather.
When it's warm out, I carry IWB exclusively. Folks tend to look at you kind of funny when you are wearing a t-shirt and jeans with a pistol on your belt. When the weather turns colder, like it is now, I will carry in my Safariland duty holster. But when I go out I tend to keep my jacket on all the time, so it stays hidden to everyone else but not under so many layers of clothing that I can't get to it effectively.
When it's warm out, I carry IWB exclusively. Folks tend to look at you kind of funny when you are wearing a t-shirt and jeans with a pistol on your belt. When the weather turns colder, like it is now, I will carry in my Safariland duty holster. But when I go out I tend to keep my jacket on all the time, so it stays hidden to everyone else but not under so many layers of clothing that I can't get to it effectively.



