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So far, I say "PISS ON 2018!"

Thread in 'General Discussion' started by BIGLEW, Jan 23, 2018.

  1. BIGLEW

    BIGLEW AKA: BIG PRETTY - BDR1 Supporter

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    Talk about a crap start to a new year.

    Wife had to have emergency surgery Saturday before last (1/13), had to have her appendix removed. Then, this past Sunday (1/21), her grandfather passed away.

    The man had nothing planned except for life insurance and a plot paid for. Which ain't too bad, until you find out there is an "opening and closing" fee for the grave that's $1100, due now, before the life insurance pays out. And even though he had insurance, it is hard on family to pick out a casket and get everything ready. I told Dawn our kids WILL NOT have to do this. I am going to start planning and paying for everything now. I do not wish this burden on them.

    Talk about a real kick you in the privates start off to a new year.
     
    LouHill, hseII and Jeddak like this.
  2. PA4476

    PA4476 The Hen that laid the Golden Legos Supporter

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    Some funeral homes will hold the life ins police as collateral so you don't have to pay up front. Martin & Hightower in Carrollton done this for my step dad. May have to ask them about it.
     
    hseII likes this.
  3. timbgtm

    timbgtm Moderator Staff Member Supporter

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    Cremation is much much cheaper, under a grand out the door.
     
  4. Bonecollector

    Bonecollector Deplorable Supporter

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    I'm with you man. 2018 hasn't been fun for me either...
     
    LouHill likes this.
  5. Hayata

    Hayata Knock it off with them negative waves Moriarity! Supporter

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    How great that we live in a day and age that a life-threatening event can be reversed as easy as an appendix rupture! I'm glad the doctors were able to save your wife's life! Don't know if you're a religious person or not but I'd be giving thanks for the doctor and his medical team for what they did for your wife!

    My condolences for your wife's grandfather passing. I'm sure he was a fine man and I hope you and your wife cherish the memories of having known him. But I don't think his generation didn't think about the end and the implications to the loved ones left behind.

    But I applaud your efforts to make it easier for your children! My folks did the whole pre-paid thing YEARS ago and when my mom passed it was basically one call to the funeral home and they drove up from Warner Robins and picked her up and everything was taken care of. My folks had the forethought (I think they suffered through what you are experiencing with their parents) and took actions that us kids wouldn't have to deal with in our time of grief.

    Death is as much a part of life as birth. And taxes. Don't forget about the taxes!
     
    carver, hseII, Darkdiesel and 5 others like this.
  6. FatAlbert

    FatAlbert Hiland Arms. Cerakote applicator PM for quotes

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    That sucks man. Hopefully things will turn around for you and the wife.
     
  7. The Old Jaybird

    The Old Jaybird ODT Junkie! Supporter

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    "Funeral home holds policy", the correct term for this is an assignment of benefits. If the funeral expenses are $7k, and the policy is for $10k, the beneficiary will complete an assignment to the funeral home for the amount of the services, with the balance going to the policy beneficiary.
     
    LouHill likes this.
  8. Robroyb

    Robroyb ODT Junkie!

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    Hope it gets better man. I hear ya. I strained my shooting strong side shoulder, and hoping it gets better without a doc. I strain muscles all the time, but that rotator cuff stuff sounds scary. Girlfriend just had ACL surgery. We both got hurt snow skiing just before Xmas. Fun time, but the after affects are lingering on, lol. I'm planning to make it a good year tho. Hope the same for you all as well.

    Sent from my SM-G900P using Tapatalk
     
  9. BIGLEW

    BIGLEW AKA: BIG PRETTY - BDR1 Supporter

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    The funeral home is holding the policy, however the "Open and Close" is not a part of the funeral home and they want their money up front. It is all good, I will get it back in the end, once the life insurance policy clears. Just no telling how long that will be.

    We were very lucky, it did not rupture! Caught it early. I am not what I would say a church going man, but I do like to have conversations with God. And I do thank him for looking over my wife and the Dr. I also thank him for taking "Giggy" in what appeared to be a very peaceful transition.
     
    BH-ATL, hseII, fast306stang and 2 others like this.
  10. Lenox102

    Lenox102 ODT Junkie! Supporter

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    Hasn't been a great start for sure. Glad that she got it taken care of and it didn't rupture. I know from experience what she felt. My father is currently in icu heavily sedated and on a ventilator. Not looking good and he had no plan or insurance of any kind. Dr's look at me to make all the decisions and it's been tough to wear these shoes. On top of that I was rear ended yesterday.

    However on the upside, the wreck wasn't my fault, business is good and my wife and kids are healthy. So best thing we can do is stay positive!
     
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