We survived 3 tornadoes in 2.5yrs….this sucks

[basstracker89]

Prayers sent for you and family

 

[bigt61]

Now as of Friday 5-9-25, all insurance is on hold, until further information is gathered. We still haven’t received a dime from the 2025 incident.

 

[wildbill1973z28]

This is hard for me to share as a private person but I don’t know if I can take it much longer.



Since 2023, my life and that of my family has been impacted emotionally,mentally,physically,and financially.



I am married since 2004,I have 5 children, 1 daughter and 4 boys. We are expecting our 6th child a girl due in August 2025. I have worked at the same employer for over 16yrs.



In January 2023, our personal home was directly hit by an F-3 tornado. Our entire property was devastated. Our entire backyard privacy fence was destroyed,our above ground pool was impaled by debris and rendered useless,and the 3 storage buildings we had were knocked off their leveling blocks with the roofs torn off. My pickup truck was picked up and smashed into the neighbor’s property,and my 24ft enclosed car hauler trailer full of personal property was sent airborne 7 houses down and smashed flat as a pancake with only remnants remaining. The 3/4 ton passenger van we had in the driveway was turned sideways and had all the window seals blown out by pressure and flooded the interior,along with multiple debris hits on the body. The windows that weren’t cracked or broken on the home had the seals blown by pressure and were flooded with water intruding into the home.



After i reported the damage to my homeowners insurance carrier,they sent an adjuster out about a week later. He committed suicide,so we were assigned another 2nd adjuster who delayed and did not approve our claim needs. After about 6 months,the second adjuster was fired. We finally got a new 3rd adjuster assigned and began moving forward.





Approximately 6 months in,we were approved for temporary relocation,into a short/long term rental home and began transition into that while the repairs began. The home still has various things that are not done from the tornado in Jan-2023.



THEN….On 4-7-2025, the temporary rental home my family was living in was hit by an a F-1 Tornado,which sent multiple large mature trees across the entirety of the house. The damage is extensive,with holes in the roof and branches through the ceiling everywhere. The home is not safe or fit to live in. It took 2 full days with a professional Crane company to remove all the trees off the house,and an additional week of work to remove all the other trees around the home/yard/chip/haul away.



Throughout both of these Tornado encounters both 2023 and 2025, my employer did not grant any time off without attendance penalties or taking vacation from me. This has added to the stress of the Situation as well.



With inflation as high as it is,some of my property and structures were not able to be replaced due to cost exceeding what my policy covered.



2 vehicles were totaled in 2023,and another 2 severely damaged in 2025. Due to the number of damages and monetary amounts beginning in 2023, I have been deemed “high risk” even though the natural disaster is not my fault. I have no recourse except to buy insurance from the State Underwriters,for people such as myself,which has caused my premiums to sky rocket adding insult to injury.



I have not finished my 2023 damages yet,and now have to deal with 2025 damages as well.



I have lost an entire set of car keys,tools,hell I even lost my phone for a whole day during all this stress. I am mentally,physically,and emotionally overwhelmed,and I have lost 20 pounds of weight in the last 3 weeks.



My children miss their father,and my wife misses her husband. The stress from all of this has caused everyone to be out-of-sorts,and I myself am at a loss of what to do. I can’t even tell you where those missing car keys are at,or where my pairs of clean underwear are. Everything is a fricking mess.



We do have renters insurance,and they can help,but so far I haven’t seen a dime from them and they are continually asking questions about things instead of being helpful.



What I am left with is a poop sandwich,5 kids,a pregnant wife who is stressed to the max (not healthy) and a general “I don’t have answers” about anything. I don’t know how I will ever recover from this happening 2x in 2yrs.



There is more to this story that I have written but I just thought I would get this off my chest. I am a mess.



Thank You For Reading

Terrible! Try finding one thing positive, an lean on that! Let the chips fall , and move forward!
Sounds like you are still blessed!
And have you ever considered birth control? Lol!

 

[bigt61]

Terrible! Try finding one thing positive, an lean on that! Let the chips fall , and move forward!
Sounds like you are still blessed!
And have you ever considered birth control? Lol!

Like finding Nemo and Dory say “Just keep swimming” and keep your head up

Yea, I tried birth control once,I didn’t like how the hormone pills tasted 😭😭

 

[bigt61]

I’m still here, albeit i am still fighting everything. We just received more paperwork from the insurance company Friday. Im sick of them.