Another Auto Insurance Rant: Prepared for move to the Pasture...

[gh1950]

Just bought a new to me used car.

I have been insuring 3 vehicles with GEICO

So I called, and said, I want to drop entirely a 2005 vehicle and add my new 2006 vehicle.

Perfectly clean record, my total bill went up 50%. WTF. Agent, "it's because your new vehicle is more expensive to repair."

Me, "so what I don't carry collision or comprehensive, straight liability, it's not going to cost you anything to repair."

Agent, "It cost's more if you get hit by an uninsured motorist."

Me "BS"

That rate increase has nothing to do with making a "fair profit", it's outright gouging because I bought an upscale vehicle. Same old guy, same annual mileage, same driving record, cars basically the same age, - double the insurance rate.

 

[tazfxrp]

USAA kept raising rates every 6 months, switched to State Farm and I'll save just under $400 for first year. We shall see if they start doing same. I understand their need to raise rates but be reasonable. One driver in home, clean record no tickets no accidents no nothing and I only put 10,000 per year.

 

[roydamnmercer]

I once heard Clark Howard say you should fire your insurance company about every two or three years. At the time I was with Allstate for almost 20 years. I was paying $560 a month for myself, my wife and one teenage daughter with a couple of fender benders but no tickets. Allstate started at about $120/mo but kept going up every year because "Georgia".

I finally started shopping around when I realized my "loyalty" to Allstate was costing me money. I called everyone in the book and Geico ended up being $166/mo...Almost $400 a month savings. That's a damn car payment!. Well, over three years Geico rewarded our clean driving records and "no tickets, no new accidents" by raising the rates slowly to $367 a month. So I fired them and went with Auto-Owners who charge me $200 a month for us including my wife's brand new Acura that replaced the old Jeep.

I'm sure over the next couple of years it will slowly creep up and I'll just repeat the process. It pays to be vigilant and to listen to Clark Howard's advice.

Lather, rinse, repeat. (except ol' Clark would warn not to waste money by repeating)

 

[tommyt654]

Ya'll keep voting in dogs like this then you will constantly be getting FLEA-sed

https://www.justice.gov/usao-ndga/p...vsgY4EdIQGmTzFe2vb98visu1VPbWyWgYZ1VqiIrp5HOQ

There is no conservative republican party anymore,hasn't been one in 30 yrs,The only party they have now is the "Scru everyone else while we are in power" to get themselves rich before they get voted out of office.This ain't happening in Ga.,because if you have a "R" by your name your gonna get voted in over anyone else with smaller backpockets than those who actually work for the people,That's why I register as an independent to keep these jackwagons outta office,but when you go to the polls and blindly vote the straight republican ticket you have nobody to blame but yourselves for what you have sown

 

[The Old Jaybird]

Do/vote how you want, but I will NEVER vote for a baby-killing Democrat, regardless of what else they stand for/against. I am a "one-issue" voter.

============================================
I didn't vote for Beck, I knew he was a scumbag before the election. Worked for enough different State Insurance Departments to know a skunk.

Best candidate was Jay Florence, a young R lawyer that Beck beat in the R primary. Both Florence and Beck worked on staff for Hudgens, and Hudgens endorsed Florence over Beck. Ray Goff and Erick Erickson also endorsed Florence.

The D candidate was a joke, black female insurance agent with about 5 years experience who I guess thought she could coast in on Stacey's coattails. Totally clueless.

I didn't vote for anyone for GA Ins. Commish in 2018.

 

[tommyt654]

Shows about how little research you factually did on the candidates running for that office.Laws had plenty of experience in the Ins industry 16 yrs worth (not 5) and was selected by Nationwide and Liberty Ins companies backing as a candidate vs that other crooks backing by Hudgens (another crook) and Oxendine),Your looking at color as a deciding factor over skill based initiative LMAOAU

 

[The Old Jaybird]

I got 40+ years in insurance regulation, have worked as an employee or contract examiner for IL, GA, NM, AZ, CO, OK and KY State Insurance Depts. An agent never makes a good commissioner/director, no matter how much experience they have. So you favored a candidate endorsed by the industry....never a good thing. Nationwide and Liberty Mutual don't have particularly good reputations either. Beck worked as a consultant for Nationwide. Oxendine was corrupt as well.

 

[mountainmoped]

Get a 49.9 cc moped and you ride it legally with no insurance. As an added benefit you will learn new curse words as you impede the normal flow of traffic and will also enjoy the excitement of trying to evade dogs that want to eat you.

 

[tuck6114]

tuck6114 - which broker do you use? May be worth a look to see if I can save some cash

I use McNeal Insurance Agency in Warner Robins, Ga. I would google search insurance brokers or agencies in your area and look for companies that underwrite for several different companies.

 

[Gunanddoglover]

I got 40+ years in insurance regulation, have worked as an employee or contract examiner for IL, GA, NM, AZ, CO, OK and KY State Insurance Depts. An agent never makes a good commissioner/director, no matter how much experience they have. So you favored a candidate endorsed by the industry....never a good thing. Nationwide and Liberty Mutual don't have particularly good reputations either. Beck worked as a consultant for Nationwide. Oxendine was corrupt as well.

You're wasting your time.