I bobbed the hammer on my model 60 and have not had any problems.
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Buy a spare hammer and bob it. Changing the hammer is not that big a deal for someone who is handy.
Or find a model 38, which is my personal fav.
If she is going to shoot the gun, bobbing the hammer will not affect the value that much, if any.
Personally, I don't like the trigger pull on a 442.
So will selling it. Worked for me.