I hear moving out of Georgia helps a lot. Also like everyone said shopping it around is a huge help due that every two years. My agent I had last told me TN was like 40 percent off GA insurance rates.
My parents paid for my auto insurance exactly zero days, which cost them zero dollars. Not sure there is a great option with the young drivers on there. I use USAA and they’re probably just as expensive. Good luck.
Read Rule 120-2-46-.03 - Application for Self-Insurance, Ga. Comp. R. & Regs. 120-2-46-.03, see flags on bad law, and search Casetext’s comprehensive legal database