3 cars with Hagerty.
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Classic car insurance - who you got?
- Thread starter Cadcom
- Start date
I'm going to have to try these guys out!
When I was younger Allstate took care of me. For several years now, not so much. And I've had them for a long, long time. They did give us a great rate on our home when we upgraded. But we just don't drive that much for some time now. They're charging like we still do and I have several vehicles insured. I bet I pay .75 a mile for ins
Hagerty gave me a better policy and a guaranteed value that state farm wouldn't offer me.
Hagerty saved me money and got a better policy on my 1977 F150
Two Jeeps with Hagerty. I state the value. One is insured for $10k (80 CJ7, 4 CYL, 4-speed) and the other for $25k ('95 YJ, "modified" w/LS swap, auto). Total annual premium for both Jeeps, last paid July 2024, was $774 (includes multi-vehicle and "paid in full" discounts). Note that I am in Alabama.
Cost/Coverage details below:
Bodily Injury Liability: $100,000 Each Person $300,000 Each Accident $ 132.00
Property Damage Liability: $100,000 Each Accident $ 40.00
Medical Payments: $1,000 Each Person/Each Accident $ 18.00
Uninsured Motorists Bodily Injury: $100,000 Each Person $300,000 Each Accident $ 44.00
Vehicle 1 - 1995 JEEP WRANGLER YJ 2DR SPORT UTILITY VEHICLE
Guaranteed Value: $25,000
Other Than Collision: $230; $0 deductible
Collision: $158; $0 deductible
Vehicle Type: Truck/Jeep/SUV -Modified
Garaging: Private Garage/Barn/Pole Building
Vehicle 2 -1980 JEEP CJ-7 RENEGADE 2DR SPORT UTILITY VEHICLE
Guaranteed Value: $10,000
Other Than Collision: $116; $0 deductible
Collision: $36; $0 deductible
Vehicle Type: Truck/Jeep/SUV
Garaging: Carport-Roof and less than 3 sides
Cost/Coverage details below:
Bodily Injury Liability: $100,000 Each Person $300,000 Each Accident $ 132.00
Property Damage Liability: $100,000 Each Accident $ 40.00
Medical Payments: $1,000 Each Person/Each Accident $ 18.00
Uninsured Motorists Bodily Injury: $100,000 Each Person $300,000 Each Accident $ 44.00
Vehicle 1 - 1995 JEEP WRANGLER YJ 2DR SPORT UTILITY VEHICLE
Guaranteed Value: $25,000
Other Than Collision: $230; $0 deductible
Collision: $158; $0 deductible
Vehicle Type: Truck/Jeep/SUV -Modified
Garaging: Private Garage/Barn/Pole Building
Vehicle 2 -1980 JEEP CJ-7 RENEGADE 2DR SPORT UTILITY VEHICLE
Guaranteed Value: $10,000
Other Than Collision: $116; $0 deductible
Collision: $36; $0 deductible
Vehicle Type: Truck/Jeep/SUV
Garaging: Carport-Roof and less than 3 sides
Wow we only have 3 insured only one full coverage don't think we are paying that much
Hagertey’s almost 1/2 the price. 1988 Toyota 4x4 truck. $8000 value.
I believe tags and insurance are no longer required to drive around metro Atlanta, at least that's what it appears to be on the streets. I've had 2 accidents with illegal drivers where the cop let them go, only for me to repair my trailer and vehicle on my dime. Zero consequences for the drivers. God forbid if it's the protected class, the cop will do his best to charge you with something so not to aggravate the natives. Now I think about it , it has happened more than that if you include work vehicles.
I have had Hagerty about one year, agreed value, FULL coverage for less than half of the cost of liability with State Farm. I am a big fan of State Farm but the guaranteed value is a big deal to me.
