Certainly doesn't hurt to have some. Just wouldn't buy right now. Wish I had a lot more than I do. Back in the 80s I had a little. But the very little I have now is probably worth more than I had then. Always wanted 10% of my portfolio to be bullion. Never even had close to that. I've wanted back in it for decades, just never made it happen. Last I was buying silver it was $7 an ounce. And holding very stable at that. Back then I needed every penny I could muster up. The last gold was $400 an ounceI'm not looking to buy or sell right now, so just along for the ride.