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  1. Tax Day

    I increased my withholdings just a little. I owed and honestly just wanted to get it behind me. I paid them and got it over with Congratulations this tells us you had a great year.
  2. Where should I be putting my money?

    I'm under the impression these hold value rather than increase in value. I buy over spot and sell under spot that just doesn't compute for me. Of course cash isn't doing that just being stored I don't remember a point during covid where there was no access to my money in the bank. I'm sure I...
  3. Rivian stock

    Im thankful I bought at $16. I like to get on the train when its right near the top before it goes down the hill. At least Im consistent. Dont worry guys I wont buy anything else.
  4. Official ODT Silver Thread

    Sounds like we have the same luck. I promise I could crash the precious metals market with one purchase
  5. Do you have a traditional "savings" account?

    My money market account is paying 4.3% and I can move at anytime. I want to do something with it but just cant make up my mind. I pay off my CC several times a month. Sometimes my score may range 10-15 points for no other reason than CC balance. I would freak out when it would drop and then...
  6. Bitcoin Bull run is on...

    This is gold/silver in a nutshell to me. I cant seem to buy because I just cant see where I can make any money by the time I pay to buy and pay to sell.
  7. Bitcoin Bull run is on...

    I just thought about this and went and checked and apparently I sold mine a while back. Its cool I prefer to buy high and sell low because its easy to remain consistent.
  8. Bitcoin Bull run is on...

    I wonder how many could not accept the loss and didnt survive. I know a guy that it almost got Im not sure what the answer is or what to due with currency of any type. Crypto has dropped but a lot of money was made and lost. Cash doesnt have the same value it did years ago and could one day...
  9. T-Bills

    At this point I think money in T Bills are as secure as money sitting in any bank. I can let my money sit in money market and make 4.25% or put in T Bills locking in for week making 5.3%. I would buy whatever at this point but nothing is certain.
  10. Mortgage gurus talk to me

    I had planned on paying off our house in the next couple of years. I then realized my money market account is paying 4.1% and my mortgage is 3.25%. If I use my savings to pay off my mortgage it will cost me money. Also if I were to pay off my house with savings and then I had to borrow money for...
  11. What are you buying on sale?

    I did during a little in 2020. I made a lot of money ( for a dumb kid throwing darts at a wall) which I eventually lost a lot of it. I can tell you like any addiction when you crash you crash. I almost didn't survive the crash.
  12. What are you buying on sale?

    I can participate in options, short selling but honestly I just dont get it and understand it enough to jump in. Sometimes you just have to admit what you dont get and Im just not smart enough.
  13. What are you buying on sale?

    True. I was simply talking to him in a restaurant. I was not in his office. Then again maybe he was trying to encourage me to become a client. That said there is still money to be made. Someone always makes money no matter the situation.
  14. What are you buying on sale?

    I was talking to a guy I know who owns a investment firm and asked him how things were going. Told me things are going. The thing that stuck out the most in our conversation was he said its a great time to buy things on sale and went on to say its the only market where people shy away when...
  15. Digital currency coming

    We also have the freedom to leave. There is no where that is completely free. Im going to stay here for a while.
  16. Digital currency coming

    Well you know here large cash transactions are frowned upon and large is relative.
  17. Digital currency coming

    If everything goes digital currency what happens to silver and what happens to cash in the bank?
  18. Official ODT Silver Thread

    What year
  19. Death to the dollar

    For now my dollars in my pockets are still buying things. Im trying to decide if I should be turning the numbers in my accounts into paper because simple folks will still take my cash for stuff for a while. The money in the bank may evaporate
  20. Anyone watching CD rates closely?

    Seriously considering just setting aside the total of our mortgage in a separate money market and draw monthly straight from there. Then live as though debt free but still have the cash just in case. I understand that but all I know to do is wake up everyday to try to make more of it. For now...
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