car insurance

[gh1950]

geico upped my 6 month payment by about 90 bucks, claimed it was because equity in the state went up and liability exposure and blah blah blah

i told them that my risk has gone down if anything, since i havent caused an accident or gotten a ticket in over 10 years, plus the fact that my vehicles are not expensive and have depreciated a bit since the last payment

so they say "well, you can get a 45 dollar reduction if you take an online safety course, and it only costs 19.95"

i told them i felt insulted, and that an online safety course for safe driving is a stupid ****ing idea in every sense of it being a stupid ****ing idea, especially if i would have to pay for it

so o told them to jack off in the woods and i am now shopping for new insurance carrier

besides usaa, who else would yall recommend?

Had the same thing happen.

Called, they said it was because of "increased claims in my area". I told them they needed to get better claims adjusters.

Long story short, I couldn't get a better rate.

You can blame it on the current insurance commissioner, who has never seen a rate increase he didn't like.

OTOH, just got a new bill, and it's back down 30%. Maybe they did hire new adjusters.

Same profile, no violations, no wrecks, no "hot" vehicles -- nothing to make my rates go up.

WARNING - once you start shopping rates, there is some industry hot line that must be passed around and you will start receiving dozens of calls from India about " your request for quotation on your insurance."

 

[chucklenut]

Had the same thing happen.

Called, they said it was because of "increased claims in my area". I told them they needed to get better claims adjusters.

Long story short, I couldn't get a better rate.

You can blame it on the current insurance commissioner, who has never seen a rate increase he didn't like.

OTOH, just got a new bill, and it's back down 30%. Maybe they did hire new adjusters.

Same profile, no violations, no wrecks, no "hot" vehicles -- nothing to make my rates go up.

WARNING - once you start shopping rates, there is some industry hot line that must be passed around and you will start receiving dozens of calls from India about " your request for quotation on your insurance."

i already get those calls, mostly the irs telling me they are filing suit

 

[Junior_357]

travelers

This...been with them for years, except for the two years I spent with Liberty Mutual. There is a reason I am back with Travelers...

 

[harrycalahan]

I just finished an online quote with Travelers. $300 cheaper on one vehicle than SF. I'll definitely be bundling if they can do the same on the rest of the toys.

 

[Junior_357]

I just finished an online quote with Travelers. $300 cheaper on one vehicle than SF. I'll definitely be bundling if they can do the same on the rest of the toys.

Travelers beat the crap out of Liberty for my home insurance rates...like 1/2 of their rate.

 

[harrycalahan]

Travelers beat the crap out of Liberty for my home insurance rates...like 1/2 of their rate.

Now thats what I'm talking about. The only thing I really like about SF is they've got offices everywhere. Looks like Travelers only has two in the metro...

 

[Junior_357]

Travelers has agents all over the place...they just don't have corporate agencies. They also have a couple of concierge centers around town that will handle getting your car repaired after an accident. But my advice is to call Travelers 1-800 number to get your quotes. They blew the local agent right out of the water when I came back to them. I'm talking about cutting almost $700 off my car insurance.

 

[harrycalahan]

Travelers has agents all over the place...they just don't have corporate agencies. They also have a couple of concierge centers around town that will handle getting your car repaired after an accident. But my advice is to call Travelers 1-800 number to get your quotes. They blew the local agent right out of the water when I came back to them. I'm talking about cutting almost $700 off my car insurance.

Gotcha. I'll definitely give them a call. I've had enough of SF's rates. I can't imagine what they'd charge if I had a terrible driving record.

 

[Spiderman11]

USAA, Geico, progressive, Allstate, mercury, and now liberty mutual - about every time policy is up for renewal they quote a price increase for xxx reason and I shop around and switch. (Mercury had some crappy customer service though - as in 30 min on hold to get a live rep )

 

[GATimberdoodle]

Travelers is very fair and good when you need to make a claim.

Check with your credit union. If you are not already a member of a CU, RUN and join. They will likely have an auto insurance carrier.

LOVE LGE (Lockheed CCU). Donegal Insurance Group (yes, Yamkees, but from west PA). "A" (Excellent) A.M. Best rating.

Good Driving Record discount, Accident Forgiveness Discount (God forbid it happen), Payment In Full Discount. Passive Restraint Discount.

All for half of what Travelers quoted.

GEICO is a group of thieves with a large herd of marketing weasels making cute commercials. Tell them to pound sand.