Cash is King, Glad I don't do credit on anything but a home mortgage. I did get hit years ago on a Capital One card they closed the card and tried to re issue me a new one. Never went back after that. Pretty happy with a nonexistent credit score.
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I also recommend a credit freeze (plus your spouse if applicable) so that new accounts can't be opened in your name. You can find a free guide to this at https://inteltechniques.com/blog/2019/01/02/data-removal-credit-freeze-workbook-update/Cash is King, Glad I don't do credit on anything but a home mortgage. I did get hit years ago on a Capital One card they closed the card and tried to re issue me a new one. Never went back after that. Pretty happy with a nonresistant credit score.
I'm trying to switch to cash only for everyday expenses too, but convenience is a hard beast to kill.I’ve been cash only for a few years now. Deposit the amount i need to send the day I’m going to transfer if it must be done with a card.
I used to love the conversation with the bank whenever my debit card would get compromised.
“Well where did you use it? An ATM? A Gas Station? A restaurant? A grocery store? Oh no those places aren’t safe....”
Then why the **** do you keep giving us debit cards to use during daily transactions?
Where is safe if those areas aren’t?
Wtf is the point of even having a debit card system when clearly the ones issuing it and insuring it are the same one saying it’s unsecure?
Cash only. Bricked up. You want it, come and earn it the hard way. No way to rob me from behind a screen your gonna have to get your hands dirty.
Well in the past few hours, we have contacted the Cheddars and the Liberty truck stop. We have photos of the young man taken at the time of check out at the Liberty truck stop. Cheddars is going to void the charge, and we'll dispute the other. I am hoping the pictures are not a red herring. We are going to forward a copy of the photo to the manager at Cheddars to see if this person is the same one who dined on our dime.Got hit again with our debit card. I used my card at a local gas station in Blue Ridge yesterday. I went inside to pay for some fuel and buy some cigarettes for the losers I was carting around. I thought it odd that they had the chip reading section of the machine covered and only the slide area available for use. Well, last night at 9:50 p.m. and then at 10:04 p.m. someone in Mcdonough started using my card at a Cheddars then at a Liberty truck stop. My bank stopped a third charge and froze the card. I got the call this morning. I hate scammers, and would love to catch these pos individuals. We are going to follow up on this as far as we can.
The girl that waited on the jerk identified him as the same guy in the photos/video taken at the Liberty truck stop. We will now turn this all over to L.E. and see where it goes. Is McDonough a hub for this kind of activity? I remember someone else in a earlier thread saying their stolen card info was being used in McDonough. I will post this guys pic, maybe someone will recognize him.Well in the past few hours, we have contacted the Cheddars and the Liberty truck stop. We have photos of the young man taken at the time of check out at the Liberty truck stop. Cheddars is going to void the charge, and we'll dispute the other. I am hoping the pictures are not a red herring. We are going to forward a copy of the photo to the manager at Cheddars to see if this person is the same one who dined on our dime.
Ever since I started using privacy.com, the above scenario baxterday described completely disappeared for me. Privacy creates secure virtual card numbers and completes checkout forms for you, saving you time and money while hiding your real card details. You can create card numbers on the fly and assign them to a specific merchant -- so they can only be used with that business. Or you can create one-time use "burner" card numbers. It is an amazing service! No fee to use it either.
That was a helluva weekendI've got loads of these stories but the best one was when I got a call from Citibank asking if I had rented a tour bus in Guadalajara Mexico.
Cash is King, Glad I don't do credit on anything but a home mortgage. I did get hit years ago on a Capital One card they closed the card and tried to re issue me a new one. Never went back after that. Pretty happy with a nonexistent credit score.