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This is why I do not carry any more

Be careful of the fine print in umbrella insurance. You may just find they won't cover civil liability in a shooting case or any claim of ' self defense'.
 
I'll still carry, for instance I was down in the hood area of Columbus the last few days and was stared down several timed, by folks who were seemngly just sizing me up. Nothing happened (Thank God) but I was ready. I'm done as an every day carrier

i have been accosted in only the nice areas of town surprisingly. everytime i was in the hood i havent had an issue, mostly because i avoid them

i find you need your gun the most when you arent expecting it
 
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