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Sounds like you need to access your priorities. I understand not wanting to sell guns but if its that vs the alternative then......well you get the picture
It’s not about not wanting to sell them it’s about them being passed down to me by people that are dead that I love. Sentimental to me. That’s why I said I can use them for collateral
 
Idk about $3500 worth but I have guns that I could use for collateral that I don’t want to sell.

I’ve been in your shoes before. There’s no shame in asking for help,but you must know that only you are the cavalry. Nobody is going to save you except yourself. You just have to make it happen by your actions

Food
Clothing
Shelter

The above 3 things for your family and kids far outweigh the need for sentiment. Period. The guns are objects,possessions which don’t matter in the big picture. Objects can be replaced,while your family cannot.

Have you applied for a “Mortgage Partial Claim”?? Call your mortgage company and ask for help

call the FHA hotline and the HARP hotline

use All your resources

Heck start filing bankruptcy paperwork and stave off the foreclosure to buy yourself time to get things together
 
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