Kids insurance is supposed to be high because like everyone here is talking about they can’t drive. My 16 year old had his car two days, 2 as in 48 hours two 2 days and got a speeding ticket. He rode the bus for two weeks washed his car everyday then I asked if he learned anything. He said yes. I said not yet. SOLD his car and he’s been riding the bus since may. Next thing he drives will be a tank after basic.